About Us

Why Choose Us?

100% Customer Focused
100% Customer Focused

At Soniez, everything we do is centred around our clients. We prioritise your needs, goals, and financial wellbeing above all else, ensuring you receive solutions that truly work for you. Our commitment is to build long-term relationships based on trust, transparency, and consistent support.

Independent Broker
Independent Broker

As an independent broker, we are not tied to any single lender. This allows us to compare a wide range of loan products across multiple financial institutions, ensuring you receive unbiased recommendations and the most suitable options for your situation.

Experienced Team
Experienced Team

Our team brings years of industry experience across home loans, finance, and property services. We understand the complexities of lending and use our expertise to guide you through every step, making the process smooth, informed, and stress-free.

Ethical & Personalised Service
Ethical & Personalised Service

We believe in doing what’s right for our clients. Our approach is transparent, honest, and tailored to your unique circumstances. You’ll receive clear advice, personalised solutions, and ongoing support from a team that genuinely cares about your financial success.

Our Story

OUR STORY

Soniez was built with a simple vision—to make home loans easier, more transparent, and accessible for everyone. We recognised that many people felt overwhelmed by complex lending processes and unclear advice, and we set out to change that experience.

From humble beginnings, we have grown into a trusted name by focusing on genuine relationships and delivering real value to our clients. Our journey has been shaped by a commitment to professionalism, integrity, and putting people first.

Today, Soniez continues to evolve while staying true to its core purpose—helping individuals and families achieve their property goals with confidence. Every client we work with becomes part of our story, and their success drives everything we do.

Mission

Soniez was built with a simple vision—to make home loans easier, more transparent, and accessible for everyone. We recognised that many people felt overwhelmed by complex lending processes and unclear advice, and we set out to change that experience.

From humble beginnings, we have grown into a trusted name by focusing on genuine relationships and delivering real value to our clients. Our journey has been shaped by a commitment to professionalism, integrity, and putting people first.

Today, Soniez continues to evolve while staying true to its core purpose—helping individuals and families achieve their property goals with confidence. Every client we work with becomes part of our story, and their success drives everything we do.

Vision

Our mission is to simplify the home loan process while delivering personalised, reliable, and results-driven financial solutions. We are committed to understanding each client’s unique situation and providing guidance that aligns with their goals.

We aim to provide access to a wide range of lenders and products, ensuring our clients receive competitive and suitable options. Through clear communication and expert support, we make the journey from application to settlement seamless.

Above all, our mission is to build trust through honesty, consistency, and exceptional service—helping our clients move forward with confidence at every stage of their financial journey.

Our Team

Mr. Sushant Parikh
Senior Manager
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FREQUENTLY ASKED QUESTIONS

The amount you can borrow depends on several factors, including your income, expenses, existing debts, credit history, and employment stability. Lenders also consider your deposit size and current interest rates when assessing borrowing capacity. As a general guide, higher income and lower expenses improve your borrowing power. We can help assess your situation and provide a more accurate estimate based on your financial profile.

Choosing the right loan depends on your financial goals, lifestyle, and risk preference. Factors such as interest rate type (fixed or variable), loan features (offset accounts, redraw facilities), and repayment flexibility all play a role. It’s important to consider both your current needs and long-term plans. We help you compare multiple options and guide you toward a solution that aligns with your circumstances.

Typically, lenders require a deposit of at least 5% to 20% of the property value. A deposit of 20% or more can help you avoid Lenders Mortgage Insurance (LMI), which is an additional cost for lower deposits. However, there are options available for buyers with smaller deposits, depending on eligibility. We can guide you through the available options and help you understand what works best for your situation.

Your repayment amount will depend on your loan size, interest rate, loan term, and repayment type. Generally, higher loan amounts or interest rates will result in higher repayments. Using a loan calculator can give you an estimate, but for a more accurate figure, we can provide tailored calculations based on your chosen loan structure.

Most lenders offer flexible repayment options, including weekly, fortnightly, or monthly schedules. Many borrowers choose fortnightly repayments, as this can help reduce interest over time and potentially pay off the loan faster. The best option depends on your income cycle and budgeting preferences, and we can help you choose what suits you best.

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